创业贷款主要有以下三种选择方式,创业者可根据情况选择适合自己的创业贷款。个人创业贷款:是指具有一定生产经营能力或已经从事生产经营活动的个人,因创业或再就业提出资金需求申请,经银行认可有效担保后而发放的一种专项贷款。符合条件的借款人,根据个人的资信状况和偿还能力 Entrepreneurial loans mainly have the following three options, entrepreneurs can choose their own business loans according to the circumstances. Personal business loans: refers to a specific production and management capacity or individuals engaged in production and business activities, because of business or re-employment funding requirements, approved by the bank after a valid guarantee issued a special loan. Eligible borrowers, based on the individual’s creditworthiness and ability to repay