一次商务聚会中,有位国有银行分行的行长对我说,他们圈内流行一句话:过去银行是站着放贷站着收息,后来变成站着放贷跪着收息,现在成了跪着放贷跪着收息。他的苦衷我完全能够理解。毕竟时代变了,当年趾高气昂的国有银行,如今既要面对同行的激烈竞争,又陷于存贷两难的尴尬境地。一些未改制的大中型国企日渐式微,贷款给他们等于 In a business gathering, a governor of a state-owned bank branch told me that they were popular in the circle: In the past, banks were standing on the lending station and receiving income, and later they became lending and standing on their knees. Now they are kneeling Lending kneeling income. His difficulties I fully understand. After all, the times have changed. In those days, the staunch state-owned banks faced the fierce competition from their peers and were caught in the embarrassment of deposit-loan dilemmas. Some large and medium-sized state-owned enterprises that have not restructured are declining and loans are equal to them