只有了解银行考核借款人的项目,我们才能在信贷收紧的情况下通过更好的资质申请到更优惠的贷款条件。近日,央行存款准备金率再次上调,银行信贷闸门或再度收紧,而对借款人的个人资质审核或将更严格。 Only by understanding the project of the bank examining the borrower can we apply for a more favorable loan condition with better qualifications under tighter credit conditions. Recently, the central bank deposit reserve ratio raised again, the bank credit barrier or tightened again, while the borrower’s personal qualification review or more stringent.