财产保全责任保险是当前我国法制改革的创新性举措,是将保险公司引入民事诉讼财产保全中,解决当事人在财产保全担保上的困境,使案件能够顺利进入调解与审判阶段,更好的保障了当事人的合法权益。 The property preservation liability insurance is an innovative measure to reform the legal system in China at present. It introduces the insurance company into the preservation of the property of civil litigation and settles the plight of the parties on the property preservation and guarantee, so that the case can smoothly enter the phase of mediation and trial, and better protects The legitimate rights and interests of the parties.