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在温州,农房再次实现抵押变现,农户贷款难的问题有望由此而改观。“农房抵押贷款再次启动,来我们行贷款的农民朋友比以往多了!”农行温州分行信贷管理部工作人员管先生说。来自基层的声音显示:两年后,温州农房抵押贷款的生命力旺盛如初——虽然在“两证”(银行认可的农房房产证+房屋宅基地使用权证书)的基础上,抵押条件附加了“具备两处以上的住所或其抵押房产变卖处置后仍有安居之地”。
In Wenzhou, the realization of mortgage mortgages once again realized that the problem of peasant loans is expected to be changed. “Rural mortgage loan started again, to our peasants friends loan more than ever! ” Bank of China branch in Wenzhou Branch credit management staff, said Mr. Guan. The voices from the grassroots level show that after two years, the vitality of rural mortgage loans in Wenzhou has been exuberant as ever. Although mortgages have been mortgaged based on the “Two Certificates” (the certificates of land use certificates of housing and real estates approved by the bank) Conditions attached “With more than two dwellings or their mortgaged property sold after disposal of the place still home ”.