近年来,随着金融消费不断深入普通民众的日常生活,越来越多的金融消费纠纷不断出现,广大金融消费者的权益面临着各种侵害。我国目前对金融消费者的保护还不够重视,有关金融消费者权益保护的法律制度严重缺失。本文拟从法理学、民法、经济法等角度探析有关金融消费者权益保护的问题,并就尽快制定《金融消费者权益保护法》提出建议,以供参考。 In recent years, as financial spending continues to deepen daily life of ordinary people, more and more financial consumer disputes continue to emerge, and the rights and interests of the vast number of financial consumers are faced with various kinds of violations. At present, the protection of financial consumers in our country still lacks enough attention. The legal system on the protection of financial consumers’ rights and interests is seriously lacking. This article intends to explore the issues concerning the protection of the rights and interests of financial consumers from the perspectives of jurisprudence, civil law and economic law, and makes suggestions on how to make the “Financial Consumer Protection Law” as soon as possible for reference.