融资是企业在生产经营活动中扩大规模与实现利润最大化的有效途径,是企业发展的基础。由于资金本身即为稀缺资源,加之近年来市场竞争的日趋激烈,融资难已经成为我国企业发展的瓶颈,在一定程度上阻碍了国民经济的发展。河北经贸大学法学院樊鸿雁副教授与姜南博士所著《中国企业融资法律问题研究》(中国检察出版社2005年10月版)一书从法律角度分析了目前我国银行信贷融资、股票 Financing is an effective way for enterprises to expand their scale and realize profit maximization in their production and operation activities and is the basis for their development. As the capital itself is a scarce resource, coupled with the increasingly fierce market competition in recent years, financing has become a bottleneck in the development of China’s enterprises to a certain extent, hinder the development of the national economy. Hebei University of Economics and Law, Associate Professor Fan Hongyan and Dr. Jiang Nan, “Study on Legal Issues of Chinese Corporate Finance” (China Procuratorial Publishing House, 2005 October Edition) a book from the legal point of view of the current bank credit financing in China, the stock