随着中国金融保险业全面对外开放,深入了解欧美等国家和地区的保险法律规定,并与我国相关法规进行对比,具有重要意义。以德国为例,德国与中国在保险公司的设立与组织形式、高级管理人员的任职资格与法律职责范围以及对违规行为的处罚等方面的法律规定都有所不同,但都是适应本国国情和法律体系的,可以互相借鉴。 As China’s financial and insurance industry is fully open to the outside world, it is of great significance to have a deep understanding of the insurance laws and regulations in Europe, the United States and other countries and regions and to compare with the relevant laws and regulations in our country. In Germany, for example, Germany and China have different legal provisions on the establishment and organization of insurance companies, the qualifications and legal responsibilities of senior managers and the penalties for non-compliance, but they are all adapted to their own national conditions and Legal system, we can learn from each other.