论文部分内容阅读
十八届三中全会提出了“加快推进利率市场化”的要求,特别是2015年12月国际货币基金组织宣布人民币纳入特别提款权货币篮子,这预示着我国利率市场化步伐将进一步加快。利率市场化将会对我国商业银行产生怎么样的影响以及如何来应对这些影响,已经成为我国商业银行面临的一项迫切的任务。
The Third Plenary Session of the 18th CPC Central Committee put forward the requirement of “accelerating the marketization of interest rates.” In particular, the International Monetary Fund announced in December 2015 that the renminbi was included in the special drawing currency basket. This indicates that the pace of marketization of interest rates in our country will further accelerate. How the marketization of interest rate will affect our commercial banks and how to deal with these impacts has become an urgent task for our commercial banks.