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自20世纪50年代中国逐步建立起具有时代特色的医疗保险体系以来,医疗保险制度在提高保障水平、减轻职工家庭负担,促进社会稳定、构建社会主义和谐社会中发挥了巨大作用。然而,新形势下医疗保险在制度建设、基金管理、统筹保险范围等方面的问题也逐渐暴露出来。因此,只有通过不断地创新医疗保险制度、创新医疗保险机制及管理机制,才能逐步建立起具有中国特色的医疗保险制度。
Since the 1950s when China gradually established a medical insurance system with the characteristics of the times, the medical insurance system has played a significant role in raising the level of protection, alleviating the burden on the families of workers and staff, promoting social stability and building a harmonious socialist society. However, in the new situation, the problems of medical insurance in system construction, fund management and overall insurance coverage are also gradually exposed. Therefore, only by constantly innovating the medical insurance system, innovating the medical insurance system and management mechanism, can we gradually establish a medical insurance system with Chinese characteristics.