论文部分内容阅读
银企关系不仅影响到银行和企业机制的正常运行,同时也影响到社会经济的正常发展。资本市场的发展为解决银企关系的矛盾提供了一个新的思路。它要求银企双方在建立现代企业制度的基础上,以独立的经济实体发展融资行为。国有企业要扩大资本融资的功能,国有专业银行也要建立能抵御风险的资本金制度。同时,银企双方应积极调整在融资结构中的地位,通过直接融资市场的完善理顺债权债务关系,并在国有专业银行和国有企业的内部优化资产负债结构,以最终实现经营机制的优化。本文将就资本市场中若干影响银企关系的问题谈几点看法。
The relationship between banks and enterprises not only affects the normal operation of banks and corporate mechanisms, but also affects the normal development of social economy. The development of capital market provides a new idea for solving the contradiction between bank-enterprise relationship. It requires both banks and enterprises to develop financing activities with independent economic entities on the basis of establishing a modern enterprise system. To expand the function of state-owned enterprises in capital financing, state-owned banks also need to establish a capital security system that can withstand risks. At the same time, both banks and enterprises should actively adjust their positions in the financing structure, rationalize the relationship between credits and debts through the improvement of the direct financing market, and optimize the asset-liability structure within the specialized state-owned banks and state-owned enterprises so as to ultimately optimize the operating mechanism. This article will talk about several issues affecting the relationship between banks and enterprises in the capital market.