宣导社会责任、出台相应政策、鼓励行业自律等将引导小额贷款公司向着更加规范的方向发展小额贷款公司作为不吸收公众存款、可经营贷款业务的新型信贷组织,是我国旨在改善小微企业以及农村金融服务而进行的重要金融体制创新,成为传统金融业的有益补充。小额贷款公司业务近几年发展较快,市场认可度高,社会反响积极,在规范民间借贷行为、加大对“三农”和小微企业的信贷支持力度、维护金融市场秩序、活跃金融市场、推动城乡统筹发展等方面取得了积极成效。 Promote social responsibility, promulgate corresponding policies and encourage industry self-regulation will guide the development of small loan companies in a more regulated direction As a new type of credit organization that does not absorb public deposits and can operate loan businesses, it is our country’s aim to improve small Micro-enterprises and rural financial services and the important financial system innovation has become a useful complement to the traditional financial industry. The business of microcredit companies has developed rapidly in recent years with a high degree of market acceptance and positive public response. It has standardized the credit lending practices, strengthened credit support for agriculture, rural areas and farmers and small and micro enterprises, maintained order in financial markets, Active financial market, promote the overall development of urban and rural areas and achieved positive results.