为鼓励城乡居民以储蓄方式为子女教育积蓄资金,支持教育事业发展,我国于1999年开始办理教育储蓄业务。该项业务开办以来,以利率优惠、利息免税的特点,赢得了广大居民的青睐。但是,近几年教育储蓄业务在开办过程中,慢慢走了样、变了脸,这一问题的出现应引起重视。主要教育储蓄“ In order to encourage urban and rural residents to save money for their children’s education through savings and to support the development of education, China started education and savings business in 1999. Since its establishment, the business has won the favor of the majority of residents with interest rate concessions and interest exemption. However, in recent years, the education savings business has gradually taken shape and changed face in the course of its start-up. The emergence of this issue deserves our attention. Main education savings "