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构建科学合理的军人保险体系,是保障军人合法权益的前提,是规范军人保险工作的客观需要,是提高保险基金使用效益的有效途径,是完善社会保障体系的必然要求。构建军人保险体系,应按照完整性、规范性、指导性、实用性、制衡性和开拓性原则,建立健全军人保险的法律法规体系,设置具有军队特点的险种,建立科学高效的管理体制,开拓合理有效的基金运营方式。
Establishing a scientific and reasonable military insurance system is the prerequisite for safeguarding the legitimate rights and interests of military personnel and an objective requirement for regulating military insurance work. It is an effective way to improve the efficiency of the use of insurance funds and is an inevitable requirement for improving the social security system. To establish a military insurance system, we should establish and improve laws and regulations for military insurance in accordance with the principles of completeness, normativity, guidance, practicability, checks and balances and pioneering principles, set up types of insurance with military characteristics, establish a scientific and efficient management system, and develop Reasonable and effective fund operation.