如何对巨灾风险进行有效的管理,是世界范围的重大难题,也是当代保险业面临的严峻挑战。建立符合国情的巨灾风险管理体系和巨灾保险制度中国保监会主席吴定富全面阐述了推动建立符合国情的巨灾风险管理体系的重要性和迫切性。他说,建立巨灾风险保障体系,是保障和服务民生、促进社会主义和谐社会建设的迫切要求。保险作为一种市场化的风险转移机制、 How to effectively manage the catastrophic risk is a major worldwide problem and also a serious challenge to the contemporary insurance industry. Establishing Catastrophe Risk Management System and Catastrophe Insurance System in Accordance with National Conditions Wu Dingfu, chairman of CIRC, elaborated on the importance and urgency of promoting the establishment of catastrophe risk management system in line with the national conditions. He said establishing a disaster risk insurance system is an urgent requirement for safeguarding and serving the people’s livelihood and promoting the building of a harmonious socialist society. Insurance as a market-oriented risk transfer mechanism,