一、抓住要害，加强监管，改善监管保险公司由于其信用的连续性和保持现金流量的特点，使其风险不容易很快暴露出来，具有一定的长期性和隐蔽性。但是没暴露出来，不等于没有风险，甚至风险可能在积蓄、扩大，一旦爆发，则难以收拾。我国保险业发展的历史虽不长，但由于种... First, seize the key to strengthen supervision and improve the supervision of insurance companies because of its credit continuity and the characteristics of cash flow, so that the risk is not easy to quickly exposed, with a certain long-term and covert. But not exposed, does not mean no risk, and even risk may be savings, expansion, once the outbreak, it is difficult to clean up. Although the history of the insurance industry in our country is not long,