针对各银行开展微贷情况和积累的经验,对交叉检验分析技术已经有一定认识,通过交叉检验信贷分析技术的优化和职业化营销与管理,推广到小企业信贷业务中,对发展小企业信贷促进实体经济稳定持续发展具有重要意义。 For banks to carry out micro-credit situation and accumulated experience, cross-examination and analysis of the technology already have some understanding of cross-testing by credit analysis and optimization of professional marketing and management, promotion of small business credit business, the development of small business credit It is of great significance to promote the steady and sustainable development of the real economy.