发展个体私营经济是大理州经济工作的重点之一。最近我们对大理州个私经济发展状况,金融支持个私经济情况作了调查分析,并就金融进一步支持个私经济发展提出了建议。一、大理州个体私营企业发展状况及金融支持个体私营企业的情况近几年,大理州委、州政府按照省委、省政府的要求,把发展非公有制经济特别是个私经济作为经济工作的重点来抓,并取得了明显成效。到2000年末,大理州个体及私营企业达7.57万户,从业人员11.24万人;在全州GDP中,个私经济占比为25%,上缴财政的税收为1.53亿,占全州财政总收入的7.65%。同期,大理州金融机构对个私企业的贷款为3.8亿元,仅占全部贷款的5%,即使把个体私营企业以消费信贷的形式取得贷款的因素考虑在内,大理州银行、信用社对个私企业的贷款仍明显低 Developing individual and private economy is one of the focuses of economic work in Dali Prefecture. Recently, we conducted an investigation and analysis of the status quo of individual and private economy in Dali Prefecture and the status quo of financially supporting individual and private economy. We also put forward suggestions on how financial support for the development of private and private economy should be further supported. I. Development of Individual and Private Enterprises in Dali Prefecture and the Financial Support for Individual and Private Enterprises In recent years, Dali's state committee and state governments, in accordance with the requirements of the provincial party committee and government, have made it a priority of their economic work to develop the non-public ownership economy, especially the private economy Come to grasp, and achieved remarkable results. By the end of 2000, there had been 75,700 private and private enterprises in Dali Prefecture, employing 11.24 million people; in the state GDP, the private-owned economy accounted for 25% of the total, and the tax revenue turned over to finance was 153 million yuan, accounting for the total fiscal revenue of the state Of 7.65%. In the same period, Dali's financial institutions' loans to private enterprises amounted to 380 million yuan, accounting for only 5% of the total loans. Even taking personal and private enterprises into obtaining loans in the form of consumer loans, Dali Bank and Credit Cooperative pairs Loans of private enterprises are still significantly lower