尽管没有一种通行的发展模式,但通过美英日等主要国家现代社会保障体系建设经验进行比较分析,梳理保险企业在养老体系建设中的作用和机遇,可以为保险业在我国养老保障体系发展中进一步发挥作用提供一些借鉴思路。 Although there is no such a popular mode of development, comparing and analyzing the experience of the modern social security system in major countries, such as the United States, Britain and Japan, and combing the role and opportunities of insurance companies in the pension system can help the insurance industry in the development of China’s pension system Further play a role in providing some ideas for reference.