集万千宠爱于一身的投资型保险真的完美无缺吗?仔细端详,“美人”亦有瑕。 首先,公众是否有足够的风险承受能力。 据了解,一位业内人士谈到他的“个人观点”:中国老百姓承受力有限。对中国人来说,投资连结的风险太大,而大多数老百姓的观念还是相对保守的。他估计,如果近一、两年各公司的投资回报或分红没有达到客户的期望值,这股热潮将逐渐降温。 Set all kinds of investment in a petty insurance really perfect it? Looked closely, “Beauty” also flawed. First, whether the public has enough risk tolerance. It is understood that an insider talked about his “personal view”: Chinese people have limited affordability. To Chinese, the risk of investment link is too great, while the concept of common people is relatively conservative. He estimates that if the investment returns or dividends of companies in the past year or two fail to meet customer expectations, the boom will gradually cool down.