论文部分内容阅读
资产证券化产生于美国,它以结构性融资、表外融资的优势为金融市场的发展注入了新的活力,越来越多的国家采用资产证券化这一方式进行融资,我国也开展了资产证券化的试点工作,并由中国人民银行和银监会共同颁布了相关金融规章。本文在研究资产证券化产生规律和概念的基础上,通过分析资产证券化对传统法律理论的创新之处,阐明了资产证券化在我国产生和发展的法律意义。
Asset securitization originated in the United States. It injected new vitality into the development of financial markets with the advantages of structured financing and off-balance-sheet financing. More and more countries used the method of asset securitization to finance. Our country also carried out assets Securitization pilot work, and the People’s Bank of China and the China Banking Regulatory Commission jointly promulgated the relevant financial regulations. On the basis of studying the law and concept of asset securitization, this paper analyzes the innovation of asset securitization to traditional law theory, and expounds the legal significance of asset securitization in our country.