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互联网金融是2013年最热门的话题,它对传统金融体系的撞击进而引发新的金融业态的出现,可能是未来若干年中国金融将面临的现实。互联网金融不仅给商业银行等传统金融带来很大冲击,也对我国高校的金融教育带来了震动。互联网金融部分取代了传统金融中介的功能,使得金融市场和行业对金融人才的需求发生变化,因此高校金融教育也必须对大数据时代的变化做出适时应对。
Internet finance was the hottest topic in 2013. Its impact on the traditional financial system in turn led to the emergence of a new financial format. This may be the reality that China’s financial system will face in the coming years. Internet finance not only brought great impact on traditional finance such as commercial banks, but also brought tremendous shock to the financial education in Chinese universities. Internet financial part of the function of the traditional financial intermediaries to replace, making the financial markets and industries demand for financial talent changes, so financial education in colleges and universities must also make changes in the era of big data to make timely response.