温州市某家具厂在一个展销会上宣布:凡顾客购买本厂家具,金额在500元和预付款在50％之上的,保证当年交货。并且,顾客从付足货款取走家具之日起算满五年的,可一次性按比例取回购物款。比如,满5年取回12％,如此类推,16年后可取回100％。购买家具可以拿回货款;闻所未闻。顾客踊跃光顾,展销会头三天,每天平均订货15万元,产品供不应求,滞货一扫而空。温州市同类厂家和个体户闻风而动,2000元一套的家具1000余元也卖了。原来,这是该厂与某信用社合作,以让利吸引顾客,解决流动资金不足的新招,经过深思熟虑和精确计算才公诸于众的。工厂和信用社把这些资金“周转”,16年后除还给顾客货款外,还大大的“有利可图”。为保证消费者利益,厂家与信用社签订协议:顾客购买家具的货款,要留下15％-20％以长期存 Wenzhou City, a furniture factory announced at a trade fair: Where customers buy the factory furniture, the amount of 500 yuan and prepayments above 50%, to ensure delivery of the year. And, if the customer has been counting for five years from the date of payment for the purchase of the furniture, the purchase price may be refunded at one time. For example, if you get back 12% for 5 years, and so on, you can get 100% after 16 years. Buy furniture can get back the money; never heard of. The customers patronized the exhibition. In the first three days of the trade fair, the average order was 150,000 yuan per day. Products were in short supply, and the goods were swept away. Similar manufacturers and individual households in Wenzhou moved by the wind, and more than 1,000 yuan for a set of 2,000 yuan were also sold. Originally, this was a new cooperation between the factory and a credit cooperative, which had the benefit of attracting customers and solving the problem of insufficient liquidity, and was only made public after careful consideration and accurate calculation. Factories and credit unions have “turned around” these funds, and after 16 years, in addition to returning money to customers, they are also “profitable”. In order to ensure the interests of consumers, manufacturers and credit unions signed an agreement: customers purchase furniture, to leave 15% -20% for long-term deposit