今年以来,人民币升值、银根紧缩、成本上升、出口退税率下调以及世界主要经济体增速减缓,多种不利因素的叠加,我国中小企业正遭遇空前的困境。面对中小企业的发展困境,各地政府已开始积极应对。2008年8月末,浙江省 Since the beginning of this year, the appreciation of the renminbi, the monetary tightening, rising costs, the reduction of the export tax rebate rate and the slowdown of the world’s major economies and the combination of various unfavorable factors have made our SMEs experience an unprecedented predicament. Faced with the plight of small and medium-sized enterprises, local governments have begun to actively respond. By the end of August 2008, Zhejiang Province