目前项目贷款评估已成为我行贷前全面分析企业和项目情况，评价效益和风险的一项重要工作，反映了全行加强贷款管理、防范贷款风险的内在需要。该项工作已初步建立起能基本适应工作需要的评估体系，形成了具有商业银行特点的工作规范和工作程序。主要表现在：以加大基础设... At present, the assessment of project loans has become an important task for the Bank to conduct a comprehensive analysis on the business and project conditions, evaluate the benefits and risks before the loans and reflect the intrinsic needs of the entire bank to strengthen its loan management and prevent the risks of lending. This work has initially established an evaluation system that can basically meet the needs of work and formed a work standard and work procedure with the characteristics of a commercial bank. Mainly in: to increase the basic design ...