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以问卷调查所得的462份调查资料为基础,对农民社会养老保险的心理预期及其影响因素进行了实证分析。农民对农村社会养老保险的心理预期相对比较低,年龄等个人特征和家庭子女数、家庭年净收入等家庭特征对农民社会养老保险的心理预期影响显著。提出了增加政府对农村社会养老保险的投入、在完善农村社会养老保险制度的同时有步骤地构建多支柱的农村养老体系、将当前正在实施的“农村部分计划生育家庭奖励扶助养老制度”逐步过渡到“普惠型”的农村养老保障制度等对策。
Based on 462 survey data obtained from the questionnaire survey, empirical analysis is made on the psychological expectations of peasant social endowment insurance and its influencing factors. The peasant’s psychological expectation to the rural social endowment insurance is relatively low. The personal characteristics such as age and family characteristics such as the number of children in the family, the annual net income of the family have significant impact on the psychological expectation of peasant’s social endowment insurance. Put forward to increase the government’s investment in rural social endowment insurance, improve the rural social endowment insurance system while building a multi-pillar rural pension system step by step, will be currently being implemented “part of the family planning family rewards in rural areas pension system The gradual transition to ”Pratt & Whitney " rural old-age security system and other measures.