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国务院日前出台互金专项整治方案,距8月24日《网贷机构业务活动管理暂行办法》发布不到2个月。网络借贷平台正逐渐回归信息中介、小额分散、服务实体以及普惠金融的本质。受密集监管及限额等规定影响,部分网贷平台业务受到一定冲击。行业加速分化的过程中,平台现马太效应,实力强好的平台越来越好,同时也有不少中小平台正在谋求转型艰难求生。行业整体收益下降监管细则发布后,业内人士表示,同一自然人在同一平台借款上限20万元的限制对行业业务影响较大,监管限制下,一些平台开始转型或开始合规性整
The State Council recently introduced a special plan for mutual compensation of gold, which was released less than two months after the promulgation of the Provisional Measures for the Administration of Business Operations of Net-Loan Institutions on August 24. The online lending platform is gradually returning to the nature of information intermediaries, small decentralization, service entities and inclusive finance. Affected by the regulations on tight supervision and quotas, some of the online loan platform businesses have been hit hard. In the process of accelerating differentiation in the industry, the platform is now Matthew effect, getting better and better platform for strength, while many small and medium-sized platforms are seeking to survive the transition difficult. Industry overall earnings decline Regulatory rules after the release of the industry said that the same natural person on the same platform loan limit of 200,000 yuan limit the impact of the industry business, regulatory restrictions, some of the platforms began to transition or start the whole process of compliance