近日,次级债危机已席卷了美国、欧洲和日本等全球主要金融市场。与此同时,美国、日本和欧洲国家等央行向金融体系注资,让投资者似乎感到全球金融危机即将来临。那么,如何分析和思考美国的次级债危机问题,笔者认为,如果从以下三个方面分析入手,我们就可以得出这一结论:未来全球性金融危机或经济衰退的发生概率很小。 Recently, the subprime crisis has swept the world’s major financial markets such as the United States, Europe and Japan. In the meantime, central banks such as the United States, Japan and European countries injected capital into the financial system, giving investors the impression that the global financial crisis is imminent. So, how to analyze and think about the subprime crisis in the United States? The author believes that if we proceed from the following three aspects, we can conclude that the probability of a future global financial crisis or economic recession will be very small.