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出口信用保险,也叫出口信贷保险,是各国政府为提高本国产品的国际竞争力,推动本国的出口贸易,保障出口商的收汇安全和银行的信贷安全,促进经济发展,以国家财政为后盾,为企业在出口贸易、对外投资和对外工程承包等经济活动中提供风险保障的一项政策性支持措施,属于非营利性的保险业务,是政府对市场经济的一种间接调控手段和补充。
Export credit insurance, also known as export credit insurance, is a tool that governments of all countries use to boost their international competitiveness in order to enhance their international competitiveness, to promote their export trade, to ensure the exporter’s foreign exchange earnings collection and bank credit safety, and to promote economic development. , A policy support measure for enterprises to provide risk protection in economic activities such as export trade, overseas investment and foreign project contracting, is a non-profit insurance business and an indirect regulatory measure and supplement to the market economy by the government.