一我国现行的医疗保险制度正式确立于1998年。这一年的12月,国务院颁布了《关于建立城镇职工基本医疗保险制度的决定》。此制度规定,基本医疗保险费由用人单位和职工共同缴纳。用人单位缴费率为职工工资总额的6%,职工缴费率为本人工资的2%。基本医疗保险基金由社会统筹和个人账 A current medical insurance system in China was formally established in 1998. In December this year, the State Council promulgated the “Decision on Establishing a Basic Medical Insurance System for Urban Employees.” This system provides that the basic medical insurance premiums paid by the employer and the workers together. The employer’s contribution rate is 6% of the total employee’s salary, and the worker’s contribution rate is 2% of his salary. The basic medical insurance fund consists of social pooling and individual accounts