2014年以来,为了保住GDP的增长,许多地方政府推出了一系列的救房地产市场的政策,比如购买住房的税收优惠、地方政府对购买住房者的补贴、按揭贷款利率大幅下降、各种信贷及公积金优惠政策等,甚至于在上户口、小孩上学等方面动脑筋,只要把房子卖出去,救楼市的政策无所不用其极。救楼市政策效果欠佳而这些救房地产政策的核心,就是允许已经有了住房的人进入楼市。不论持有住房多少套,只要没有银行贷款或 Since 2014, in order to keep the GDP growth, many local governments have introduced a series of policies to save the real estate market, such as tax incentives for purchasing houses, subsidies for purchasing houses by local governments, sharp drop in mortgage lending rates, various types of loans and Provident fund and other preferential policies, and even in the hukou, children go to school and other aspects brains, as long as the house sold out, the policy of saving the property has its own hands. The effect of the policy of saving the property market is poor and the core of these real estate policies is to allow people who already have housing to enter the property market. No matter how many sets of housing, as long as no bank loans or