面对融资难题,中小企业需要不断提升自身融资管理能力。首先,要合理确定融资规模。其次,熟悉各种融资渠道和方式的利弊,并根据企业自身条件、经营战略选择合理的融资方式。同时,要加强融资结构管理,充分考虑优化资本结构,降低财务风险,促进企业健康发展。 In the face of financing problems, SMEs need to continuously improve their own financing management capabilities. First, we must determine the financing scale. Second, familiar with the pros and cons of various financing channels and methods, and according to their own conditions, business strategy to choose a reasonable way of financing. At the same time, it is necessary to strengthen the management of financing structure, give full consideration to optimizing the capital structure, reduce financial risks and promote the healthy development of enterprises.