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保险集团整体管控力与协作力的竞争是我国保险集团竞争的核心。为促进保险集团良性竞争,需要明确监管机构,预先防止监管真空;完善监管制度,有效控制经营风险;加强市场监管,积极防范不公平竞争。保险集团公司增强整体竞争力的重点发展路径是:互惠互利,建立内部市场化的资源共享机制;加强管控,建立集团内部的风险防火墙制度;确立权威,建立通畅的战略传导和执行体制;减负增效,建立可持续发展的经营模式。
The insurance group’s overall control and coordination of competition is the core of the insurance group competition in our country. In order to promote healthy competition among insurance companies, it is necessary to clarify the regulatory agencies and prevent the regulatory vacuum in advance; to improve the regulatory system to effectively control operational risks; to strengthen market supervision and actively prevent unfair competition. The key development paths for the insurance group companies to enhance their overall competitiveness are: mutual benefit, establishing an internally marketized resource sharing mechanism; strengthening management and control and establishing a risk firewall system within the group; establishing authority and establishing a smooth strategic transmission and implementation system; Efficiency, the establishment of sustainable development of business models.