保险作为一种金融商品在人们的工作、生活中所占据的地位正日益凸现。回顾中国保险业的发展史,保险业作为国家经济发展的晴雨表,经过了四个发展时期。一是在五十年代的初创时期,保险业仅中国人民保险公司一家国有保险公司,保险业务的发展还处于初级拓荒阶段,业务范围也十分狭窄;第二阶段是在六七十年代的低谷期,当由于当时的历史原因,外币保险业务基本停办,仅保留5大口岸城市的涉外险业务;第三阶段是八十年代 Insurance as a financial product in people’s work and life occupied by the increasingly prominent position. Recalling the history of China’s insurance industry, the insurance industry, as a barometer of the country’s economic development, has passed through four development periods. First, in the early 1950s, the insurance industry was only a state-owned insurance company under the Chinese People’s Insurance Company. The development of the insurance business was still at a primary stage of expansion and its business scope was very narrow. The second phase was at the trough of the 1960s and 1970s. , When due to the historical reasons at that time, the foreign currency insurance business basically stopped, leaving only the five major ports of foreign-related insurance business; the third stage is the eighties