我国应尽快建立适用于金融机构破产的法律法规,以使金融机构有市场退出的最后出路。《破产法》就是通过长期积累总结出来的解决市场退出问题的法律。《破产法》是商品经济社会法律体系的重要组成部分,对商品经济的发展起着重要的保障作用,其普遍实施是市场经济秩序最终基本确立的重要标志之一。金融机构是企业,是以营利为其主要经营目的的,在竞争中因长期 Our country should establish laws and regulations applicable to the bankruptcy of financial institutions as soon as possible, so as to make financial institutions have the final exit from the market. The “Bankruptcy Law” is a law that has been summed up through long-term accumulation to solve the problem of market withdrawal. The Bankruptcy Law is an important part of the legal system of commodity economy and society and plays an important role in safeguarding the development of the commodity economy. The universal implementation of the Bankruptcy Law is one of the most important symbols in the final establishment of a market economic order. A financial institution is an enterprise that is based on profit-making for its main business purpose and long-term in competition