去年底,徐先生以22.5万元的价格从王先生手里买走一辆轿车。当天双方办完机动车变更登记手续后,因为都有急事匆匆告别,两人都没有向保险公司说明车辆过户的事情。两天后,徐先生开着这辆车外出时掉到沟里,人无大碍,车却面目全非了。徐先生花了5万多元把车修好了。当他向保险公司索赔时,保险公司却以该车原所有人王先生没有将转卖情况告知为由拒赔。无奈之下,徐先生和王先生将保险公司告上法庭,要求保险公司理赔。 At the end of last year, Mr. Xu bought a car from Mr. Wang at a price of 225,000 yuan. After the two sides completed the registration formalities for motor vehicle changes the same day, because of the urgency to bid farewell in a hurry, they did not explain to the insurance companies the transfer of vehicles. Two days later, Mr. Xu fell into the ditch while driving out of the car. Mr. Xu spent more than 50,000 yuan to repair the car. When he claims from the insurance company, the insurance company refuses to make a claim on the grounds that the original owner of the car, Mr. Wang, did not resell the resale case. In desperation, Mr. Xu and Mr. Wang sued the insurance company, requiring the insurance company claims.