随着人们生活水平的提高,素有“金边债券”美称的国债早已成为老百姓主要的理财手段之一了。究其原因,很简单,本金安全并且利息收入有保证。按发行方式区分,国债主要分凭证式和记账式两种。目前,凭证式国债已得到普遍认识,但对有着更高实际收益率的记账式国债,其相关知识有待进一步普及。 With the improvement of people’s living standards, the national debt known as the “Phnom Penh bond” reputation has become one of the main means of financial management for the common people. The reason is very simple, principal security and interest income guaranteed. Divided by the issuance methods, mainly in bond issuance of certificates and book-type two. At present, voucher-type government bonds have been widely recognized, but relevant knowledge needs to be further popularized for book-entry treasury bonds with a higher real rate of return.