我国健康保险现状1.我国健康险发展水平严重滞后自1982年国内恢复开办人身保险业务以来,商业健康保险市场的发展历程已有20多年,但由于保险公司自身原因和缺乏外部环境的有效配合,商业健康保险市场一直得不到有效发展,长期处于供给缺位状态。 Status quo of China’s health insurance 1. The development level of China’s health insurance is seriously lagging behind Since the restoration of the personal insurance business in China in 1982, the development of the commercial health insurance market has been going on for more than 20 years. However, due to the insurance companies’ own reasons and the lack of effective cooperation with the external environment, Commercial health insurance market has not been effectively developed, long-term supply shortage status.