近年来,为引导金融机构加大信贷投入,一些地方政府出台了信贷投放奖励办法,其初衷是刺激金融机构加大信贷投入,支持地方经济发展。但是,以贷款净增量为主要奖励标准的信贷奖励办法有使地方政府的“信贷奖励”演变为“行政干预”的 In recent years, in order to guide financial institutions to increase their credit input, some local governments have introduced a method for credit granting, originally designed to stimulate financial institutions to increase credit input and support local economic development. However, the credit incentive scheme based on the net loan increment rate has led to the “credit rewards” of local governments evolving into “administrative interventions”