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发动职工协储,是邮政储蓄业务开办初期为争取储户、增加储蓄余额而采取的一种以宣传动员为主的吸储方法。实施5年来,收到了较好的效果。据统计,目前邮政储蓄存款余额约60%来自职工协储,体现了“全员办储蓄”的特色。但也有人认为。这种方法不可取,不符合“存款自愿”的原则,不是发展邮政储蓄的路子。针对这个问题,笔者想谈点不成熟的看法,供同行们参考。一、邮电具有点多、面广的特点,邮电部门办储蓄
The mobilization of staff and workers’ cooperatives is a kind of suction-saving method mainly based on propaganda and mobilization for the purpose of securing depositors and increasing the balance of savings in the early days of the postal savings business. Implementation of the past five years, received a good result. According to statistics, at present about 60% of the balance of postal savings deposits come from the staff and workers’ cooperatives, which reflects the characteristics of “full savings”. But others think. This method is not desirable, does not meet the “voluntary deposit” principle, not the development of postal savings path. In response to this problem, I would like to talk about immature views for reference for colleagues. First, the postal has a little more, a wide range of features, post offices do savings