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农村小额信贷制度在广大农村的广泛实行,有效的解决了农村资金短缺状况,但鉴于农村小额信贷制度在我国发展历史较短,小额信贷事业正处于起步阶段向成长阶段的过渡时期,我们应该对其进行正确的引导,注意风险的防范,保持金融机构自身的良性发展,使小额信贷制度在我国支农和发展农村经济中发挥更大的作用。
However, given the short development history of rural micro-credit system in our country, the microfinance project is in a period of transition from the initial stage to the growth stage, and the rural micro-credit system has been widely practiced in the vast rural areas and effectively solved the shortage of funds in rural areas. We should guide it properly, pay attention to risk prevention and maintain the healthy development of financial institutions, so that the micro-credit system can play a greater role in supporting agriculture and developing rural economy in our country.