《金融违法行为处罚办法》已于去年２月由国务院颁布实施。实施一年来，人民银行在具体执行过程中还存在一些困难和问题，亟需加以解决和完善。 （一）处罚金额起点高，数额大，执行难。 《处罚办法》中对违规行为的行政处罚规定了三个档次，最低起点１万元，最高处罚额达５０? The “Measures for the Punishment of Financial Illegal Activities” was promulgated by the State Council in February last year. In the past year since the implementation of the PBC, some difficulties and problems still exist in the specific implementation of the PBC, which are urgently needed to be resolved and perfected. (A) the amount of punishment starting point, the amount of large, the implementation of difficult. “Punishment Measures” in the administrative penalties for violations of the provisions of the three grades, the lowest starting point of 10,000 yuan, the maximum penalty of 50?