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面对当前的宏观经济金融形势,需要有关部门高度重视银行业风险防范工作,建立不良贷款防控长效机制为防范银行业风险,日前银监会下发了《关于做好2014年不良贷款防控工作的指导意见》(银监办发[2014]60号,以下简称《指导意见》),要求银行业金融机构加强不良贷款余额和比率“双控”管理,指导银行机构进一步做好不良贷款化解工作。银行业应加深对此政策的理解,切实贯彻落实,建立不良贷款防控的长效机制。
Faced with the current macroeconomic and financial situation, the relevant departments need to attach great importance to banking risk prevention work, and establish a long-term mechanism for prevention and control of non-performing loans In order to prevent banking risks, the CBRC recently issued the Circular on Doing a Good Job of Preventing Non-performing Loans in 2014 (Guiyang Banfa [2014] No. 60, hereinafter referred to as the “Guiding Opinions”), requiring banking financial institutions to strengthen the management of non-performing loan balances and ratios and “double-control” to guide the banking institutions to further improve their non-performing loans Resolve work. Banks should deepen their understanding of this policy, effectively implement it, and establish a long-term mechanism to prevent and control non-performing loans.