医疗保险改革可谓社会保险改革难中之难。目前,各地正按照国务院确定的“统帐结合”的原则,因地制宜,大胆尝试,呈现出多种办法纷呈之态。 在众多的“模式”中,山东的做法越来越引起人们的注意:特点鲜明的“三金”结构;覆盖面厂的基本保障;较为和谐的医、患、企、保关系;分级制约的费用管理。 对山东做法,有人称之为“平滑过渡”;有人称之为“低成本改革”;有人称之为“稳健的突破”;有人称之为“无震荡推进”。无疑一种切合实际、切实可行的办法,给予我们的是有益的 Health insurance reform can be described as a difficult social insurance reform. At present, various localities are trying their best according to the principle of “unification of account and account” as determined by the State Council and present various ways of presenting themselves in various forms. In many “modes”, the practice of Shandong attracts more and more attention: the distinctive “three golds” structure; the basic guarantee of coverage plants; the more harmonious relations among doctors, patients, enterprises and insurance companies; the cost of grading control management. Some people call it a “smooth transition” to the Shandong practice; some call it a “low-cost reform”; others call it a “steady breakthrough”; some call it “no shock promotion.” There is no doubt that it is useful to give us something practical and practical