论文部分内容阅读
风险一:借款时不写借条【案例】刘欣和陈琛是多年的闺蜜,两人私交甚好。一天,刘欣打电话给陈琛,称自己最近做生意,资金周转有困难,需要急用5万块钱。一想到自己的好闺蜜有困难,自己必须出手相助,没多想,陈琛就急忙取了5万块钱交到了刘欣手中,当时,刘欣非常感动,当场要给陈琛出具一纸借条,陈琛心想两人关系这么好,且借款数额也不是很大,要求对方出具借条会破坏朋友之间的感情,也会让人产生不信任对方的错觉。所以陈琛还嗔怪地拒绝了刘欣。一年后,陈琛急需资金买
Risk one: do not write a loan when the loan [case] Liu Xin and Chen Chen is a girlfriend for many years, both very good personal relationship. One day, Liu Xin called Chen Chen, saying he had been in a business recently and had difficulties in working cash flow. He needed urgent use of 50,000 yuan. Think of their own good girlfriends have difficulties, they must hand help, did not think about it, Chen Chen hurriedly took 50,000 yuan in the hands of Liu Xin, at the time, Liu Xin was very touched on the spot to give Chen Chen issued a paper IOU Chen Chen thought the relationship between the two was so good, and the amount of borrowing was not too great. Requiring each other to issue IOUs would destroy the feelings among friends and also give people the illusion of not trusting each other. So Chen Chen also blame Liu Xin rejected. A year later, Chen Chen urgently needed funds to buy