提前退休是指职工未达到国家规定法定退休年龄,提前退出工作岗位养老。它对保护从事井下、高空、高温、有毒有害、特别繁重劳动者起了积极的作用。但提前退休现象愈演愈烈的根本原因,是个人、企业的利益驱动。如何加强管理、严格审批和改革现有提前退休养老保险制,减少基金的支付压力,成了社保经办机构面临的一个难题和亟待解决的问题。 Early retirement refers to the workers did not meet the statutory retirement age stipulated by the state, early retirement pension. It plays a positive role in protecting laborers engaged in downhole, high altitude, high temperature, poisonous, poisonous and extremely heavy conditions. However, the root cause of the phenomenon of early retirement is the individual-enterprise-driven interest. How to strengthen management, strictly examine and approve and reform the existing early retirement pension insurance system and reduce the payment pressure of the fund has become a difficult problem and a problem to be solved that the social security agency faces.