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自2003年吴忠分行新一届班子成立以来,在区分行党委的正确领导和相关部门的大力支持下,针对本行信贷基础管理相对薄弱,资产质量较差的现状,将提升信贷管理水平,筑牢发展基础作为信贷管理的目标,牢固树立“以零售业务为基础,以批发业务为先导,做强做大个人零售业务”的经营思想,励精图治,锐意创新,大力发展个人金融业务,积极推进信贷结构的优化调整,信贷资产质量不断得到改善,经营效益逐年稳步提升。
Since the establishment of the new term of Wuzhong Branch in 2003, with the correct leadership of the party committees under the jurisdiction of the CPC Central Committee and the vigorous support of relevant departments, the credit management of the Bank will be raised in light of the relatively weak credit management and the poor asset quality of the Bank. Based on the goal of credit management, firmly establish the foundation of credit management, firmly establish the business philosophy of “retail business as the foundation, wholesale business as the guide, strengthen and expand individual retail business”, make every effort to innovate, vigorously develop personal financial business and actively promote credit With the optimization and adjustment of structure, the quality of credit assets has been continuously improved and the operating efficiency has steadily improved year by year.