近年来,农业保险在各地开展了不同经营模式的试点,这些经营模式的试点既取得了一些经验,也存在一些突出的问题。但要使农业保险真正起到为农业发展服务的作用,政府、保险人和农民都必须有所作为,真正建立起能使政府、保险人、农民产生良性互动的农业保险制度模式。 In recent years, agricultural insurance has piloted different modes of operation around the country. The pilots of these modes of operation have not only gained some experience but also have some prominent problems. However, if agriculture insurance really serves the role of agricultural development, the government, the insurer and the peasants must all make their own contribution and really establish a mode of agricultural insurance system that enables the government, insurer and peasants to interact benignly.