在发达国家，金融已融人社会的各个角落，成为人们日常生活不可缺少的一部分，青少年也不例外。作为市场经济最发达的美国，这方面表现得尤为突出。在美国，小孩从一出生起就已开始了自己金融行为的记录──孩子的父母为他们办理不同品种的保险。办理保险的险种，会根据不同家 In developed countries, finance has become an integral part of people’s daily lives in all corners of society. Teenagers are no exception. As the most developed market economy in the United States, this aspect is particularly prominent. In the United States, children have started recording their financial behaviors since they were born—the children’s parents have handled different types of insurance for them. Insurance insurance will be based on different homes