汉寿纸厂是一个年产3,000吨机制纸的国营小厂。近几年来,由于经营管理不善,产品成本上升,经济效益逐年下降,亏损和应摊未摊的财产损失共计107.9万元,占银行贷款的45.1％。县支行为了充分发挥银行信贷杠杆作用,通过揭、限、帮等措施,已取得了较好的效果。截至今年8月底止,该厂共实现利润73.2万元,相当于过去八年的利润总和。去年10月以来,县支行对该厂进行了三次调查,分析了问题的实质。发现一是领导盲目指挥,不讲经济效益。该厂1982年以来,产品库存逐年上 Hanshou Paper Mill is a small state-owned factory that produces 3,000 tons of machine paper annually. In recent years, due to poor management, product costs have risen, and the economic benefits have been declining year by year. The total amount of losses and unequalized property losses is 1.079 million yuan, accounting for 45.1% of bank loans. The county branch has given full play to the bank’s credit leverage, and has achieved good results through measures such as exposing, limiting, and helping. As of the end of August this year, the plant realized a total profit of 732,000 yuan, equivalent to the sum of profits in the past eight years. Since last October, the county branch has conducted three surveys of the plant and analyzed the nature of the problem. One of the first findings is that the leaders have blindly directed and do not talk about economic benefits. Since 1982, the product inventory has been increasing year by year.